Terms & Conditions Effective Date:9-23-2025 Welcome to the website of Cornerstone Insurance Associates Inc. (“we,” “our,” or “us”). By accessing or using our website, services, or communications, you agree to the following Terms & Conditions. Please read them carefully. 1. Use of Our Website
You agree to use this website for lawful purposes only.
You will not use our website in a way that could damage, disable, overburden, or impair our systems.
Unauthorized attempts to access secure areas or misuse of our site are prohibited.
2. Insurance Quotes & Information
Any insurance quote or product information provided through this website is for informational purposes only.
Quotes are not binding until confirmed by a licensed representative of Cornerstone Insurance Associates Inc.
Final coverage, terms, and pricing are determined by the insurance carrier after review.
3. No Guarantee of Coverage
Submission of information does not guarantee coverage.
Coverage begins only when confirmed by us in writing and when all required documents, signatures, and payments have been received.
4. Privacy & Data
We collect information to provide you with insurance products and services.
We do not sell or share your personal information with third parties for marketing purposes.
Please review our [Privacy Policy] for details on how your information is handled.
5. Communications
By providing your phone number or email, you consent to receive communications related to your insurance account, including reminders, updates, and follow-ups.
Message and data rates may apply if you choose to receive SMS communications.
You may opt out of marketing communications at any time by replying STOP.
6. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the content, security, or practices of those sites.
7. Disclaimer of Warranties
The information on our website is provided “as is” without warranties of any kind.
We make no guarantee that the website will always be available, error-free, or free from harmful components.
8. Limitation of Liability
Cornerstone Insurance Associates Inc. is not liable for any damages arising from the use of our website or services, except where prohibited by law.
9. Changes to Terms
We may update these Terms & Conditions from time to time. Updates will be posted on this page with the revised effective date.
10. Mobile Data & SMS Consent: We respect your privacy. Cornerstone Insurance Associates Inc. does not sell, rent, or share customers’ mobile phone numbers or personal information with third parties for marketing purposes. Phone numbers collected will only be used for customer communications directly related to your account, policy information, scheduling, and customer service. Messaging and data rates may apply. Customers may opt out at any time by replying STOP. 11. Information Sharing: We do not sell or rent your information to third parties. We may share data with insurance carriers, vendors, or service providers strictly for business purposes and only as required to service your insurance needs. Security: We use reasonable safeguards, including encryption and secure servers, to protect your personal data. 12.Your Rights: You have the right to access, update, or request deletion of your information. Contact us at [email protected].
13. Changes to Terms
We may update these Terms & Conditions from time to time. Updates will be posted on this page with the revised effective date.
Contact Us If you have any questions about these Terms & Conditions, please contact us at: Cornerstone Insurance Associates Inc. 309 S Market Street S Williamsport Pa 17702 Phone: 570-326-2343 Email: [email protected]